About
We are building the operating layer for reinsurance.
It starts with the file every broker already sends — the submission — and makes everything after it traceable.
Company
Workflow walkthroughBuilt where the work starts.
ReRao begins with the submission a broker already sends, and the chain of decisions that has to survive the next desk, the next renewal and the next audit.
How we work
Design partnership
What arrives
Your workflow
What you review
Written scope
Scoped evaluation
Source and state visibleBuilt layer by layer
Reinsurance is layered. So is the record.
We started where the work is densest — broker submissions — and built outward without changing the model underneath.
Primary
Attaching · workingIntake, extraction, and the first review pass — where most of the file's time is spent.
Working excess
Layered above attachmentComparable placements and structure checks before a layer is quoted.
Catastrophe
Event-drivenBordereaux and event data reconciled against the treaty it belongs to.
Retrocession
Programme levelThe whole book, read as one governed record with its own evidence trail.
How we build
Four layers, each tested where it sits.
The programme is built the way cover is: in layers. Each one is measured on its own, and the gauge on the side reads the total that a client actually buys.
- 01
RecordBase plate
Immutable submissions and quotes — the layer everything else is bolted to.
- 02
ModulesPlates
Intake, pricing, evidence, reporting. Each plate is separate so it can be replaced.
- 03
TestsSprings
Each layer is loaded on its own. A bad module bends its plate and nothing under it.
- 04
TotalGauge
The dial reads the assembled stack — what a client buys, not a diagram of what we built.
What we believe about this work.
Reinsurance runs on judgment buried in documents, messages, spreadsheets, and treaty language. We build the layer that keeps that judgment visible, reviewable, and fast to reach.
AI-assisted workflows should remain reviewable by human experts.
Example workflows must be labeled and never imply customer outcomes.
Security and compliance status must be explicit.
The product should integrate with existing reinsurance systems rather than ask teams to start over.
Talk to ReRao about a scoped evaluation.
Bring a real submission packet into a scoped design-partner evaluation for broker intake, placement handoffs, operations, or sovereign deployment.
Evaluation requested
Review-ready